Most importantly, when you choose to work with DJ, you will receive timely, reliable and responsible information. Mortgage decisions can have lasting effects on your budget, credit and overall investment strategy. DJ is here to assist you in making the wisest choice now and in the future.
EXPERIENCE: With more than thirty years of experience in the real estate and mortgage Industries, DJ knows all facets of the mortgage transaction and can use his deep-rooted knowledge to help you understand your options and the mortgage process. His background in all phases of lending, real estate sales and management gives him a unique perspective on underwriting guidelines and loan packaging to give you the best possible approval outcome.He has a California Brokers license, A Certified Commercial Investment Member (CCIM), Accredited Mortgage Professional (AMP) designation.
BUSINESS PHILOSOPHY: “My reputation is Everything” says it best. DJ believes in putting his client’s interest first, always. He applies the “golden rule” in his everyday approach to pricing, problem solving and honest communication. Staying true to your trust and confidentiality is at the core of his business philosophy. His goal is to create clients for life.
ATTITUDE: DJ prides himself on being a team player. He is easy to talk to, listens well and is considered personable and respectful of clients and business associates. He knows when to be patient and when to be persistent on your behalf. This produces consistently better results saving you time and money. His friendly and positive attitude reduces much of the stress generally associated with the mortgage process.
Commitment: It can be difficult to know who and what to believe anymore. His commitments include continuing education to provide you with the highest level of knowledge: a cooperative spirit to insure his representation is truly integrity driven: communication as often as necessary by your preferred method to stay in touch, to keep you informed of your loan’s progress: and provide caring and effective education for those who seek a deeper understanding of their loan terms and options.
CHARITY: In addition to being a stellar mortgage professional, DJ has donated countless hours to supporting community charities. He is a founding member of the Sacramento chapter of the Foundation Fighting Blindness and has participated in and ran numerous events and fundraising efforts to insure its success. DJ believes in giving back and sharing his success with others.
MY TEAM: My processing team, Susan and Lori, and I each bring over 30 years of experience to meet your lending needs. We pride ourselves on comprehensive understanding of every aspect of the business, from start to finish. With our combined backgrounds in sales, processing, and underwriting, you can rest assured the process will be smooth and efficient. Our average time from submission to clear to close is less than 10 days.
THE BOTTOM LINE: If you are looking for an honest, Knowledgeable Mortgage Advisor that is easy to work with, DJ is your man. If you want timely results and ethical representation, DJ is your guy. He has a pristine reputation with numerous recommendations from past clients and Strategic Partners. DJ can evaluate your current situation and let you know your options without pressure or scare tactics. He does what he says he will do and doesn’t make promises he can’t keep.
